In Russia, many companies provide financial, construction, medical and other services. There are also those who are engaged in extortion, divorce and other machinations. Therefore, when a call comes in, it would be good to clarify the identity or organization that owns the phone number. This material will help you find out who called 88001006454, what they want and how to behave in this situation.
What if you are bothered by the KEF?
So whose phone number is 88001006454? This is the number of a number of financial structures. It is virtual, so different institutions can call, but only 3 companies are known that cooperate with each other.
88001006454 – what kind of organization?
- Sovcombank is the most frequent subscriber from whom calls are received from this number. It is one of the largest banks in Russia (in the top 20). Over the past years, he managed to increase assets by 21% per year and earn 30 billion rubles annually. His rating is only going up.
- Renaissance Credit is an agency focused on issuing small loans. It works throughout Russia and actively offers its services from the phone number 88001006454 or 78001006454.
- Credit Express Finance is another structure that often cooperates with Renaissance Credit.
Knowing who owns the number, it becomes a logical question, is it worth picking up the phone? The answer is ambiguous, it all depends on the situation. If it’s a one-time call, chances are the CEFs are trying to promote their services. Thus, they are engaged in hot calls. Well, when there is no money, maybe this is a useful service (although it is better to contact the bank).
Most often, KEF is called not just to promote loans, but to collect them. If in one of the organizations the amount was borrowed earlier, and the next payment is overdue, then such calls begin to arrive. First, this is a harmless reminder of the debt and a request to pay the due funds. A little later, threats and demands begin to come from this number. Sometimes there are up to 30 missed tickets per day, and so on every day until the person pays the money.
The logical question is, is it necessary? No, KEF is called for commercial purposes only. They certainly don’t offer their help to people. Therefore, it is not recommended to pick up the phone, and even in this case, the company continues to call. To start living in peace, you can go in two ways: pay off the debt or block the number. True, in the second case, you can expect a lawsuit. If SMS comes from the number with threats that they will come and describe the property, then you do not need to take it seriously. Before a court decision is illegal.
What if someone calls from 88001006454?
Regardless of who called from 88001006454, you need to answer one question: are you interested in any banking services? If so, you can pick up the phone and listen to the offer. If not, then all sense of receiving a call disappears, it is better to drop it. If you receive calls frequently, you can add the number to the “black list”.
How to answer calls from 88001006454?
It is worth knowing the basic principles that will not allow you to fall into the hands of scammers. The following tips will help you with this:
- Talk less. You need to listen to the interlocutor, but it is not at all necessary to answer his questions.
- The law is on our side. Are they talking about foreclosure or inventory of property? It is necessary to make it clear that the subscriber knows about his protection by law.
- Do not be led to provocation. They start to threaten or demand something – immediately hang up.
Sovcombank. I applied for a loan
88001006454 – whose hotline? This is Sovcombank. Any bank receives the lion’s share of earnings from the issuance of loans. Now people are often offered cards on which certain amounts are stored. Having withdrawn money from the account, they must be returned with a certain percentage. There are other options for lending, for example, installments.
Sovcombank is calling to offer a Halva card or to clarify the data for issuing another loan. There is nothing criminal or illegal about this.
Halva card (financial services)
Features of the card “Halva”:
- you can pay for purchases in installments, without interest and overpayments for up to 36 months;
- no need to make a first deposit or pay a commission for replenishing the card;
- 8.25% of the deposit is credited to the personal funds of the card;
- the purchase amount can be up to 350,000 rubles;
- many shops support work with the bank and this card;
- there is contactless payment;
- there is no commission for maintaining the account;
- up to 1.5% cashback;
- convenient site with the ability to control costs.
Whether you need a card or not is up to everyone to decide.
Halva (phone scam)
A person can be called and offered a Halva card. At first glance, nothing special, but here you need to understand that there are scammers on the other side. You can discuss the terms of the card, but in no case can you transfer personal data. If you are interested in the service, then you should contact the bank branch in person or specify the data in Internet banking.
Collectors (tax collectors, outlawed)
Credit organizations to this day hire collectors to recover debts. Naturally, they use shady ways to “knock out” money from clients. This includes constant calls, especially at night, SMS-messages with threats, calls from third-party numbers to report the receipt of an application to the court, etc. All these are manipulations and methods of pressure on people.
Debt collector
It will not be possible to completely protect yourself from them, anyway they periodically call from different numbers or send SMS messages. If you block the number after the first call, then no more spam will come from it. Blacklist will prevent calls.
How to block this number?
Despite the fact whose number is 88001006454, it is worth blocking it, especially if you have debt at a credit institution. It is very easy to do this:
- Open the app for calls.
- Find the missed call from this number and click on the arrow to the right of it.
- Select the “Block” option.
The ransomware and bank representatives will no longer be able to get through. For them, the reader will always remain outside the network zone.
Similar phone numbers
Unwanted calls can also come from similar numbers:
- 88001006319;
- 88001006336;
- 88001006344;
- 88001006444;
- 88001006449;
- 88001006451;
- 88001006462;
- 88001006464;
- 88001006465;
- 88001006467;
- 88001006479;
- 88001006601.
Mostly from 88001006454, Sovcombank operators call to offer a Halva card or other service. But calls can also come from credit collectors, which are very annoying. They can make unlimited calls at any time of the day. Calls from this number are unwanted or dangerous, so it is better to refrain from picking up the phone.